By accessing this websites/App/wallet (all together referred to as the "Vanya Risk Management Consultants") and using its content, you acknowledge and expressly agree that you have read and understood the following terms of use [“Terms of use”] and you agree to be bound by Terms of Use. Do not use the Vanya Risk Management Consultants Website, if you do not agree with these Terms of Use. As used below, the terms "we", "us" and "our" refer to Vanya Risk Management Consultants and its Group Companies.
The content/information/blogs/facilitation services are available only for informational purposes. The posting/display of content/blogs/opinions/expressions/ notes/comments/criticism on/at Vanya Risk Management Consultants Website are only informative and personal to respective author/s and is not necessarily the opinion and recommendation of Vanya Risk Management Consultants and access to this Vanya Risk Management Consultants Website and reading of content/blogs/opinions/expressions on/at Vanya Risk Management Consultants Website does not in any way render and bind Vanya Risk Management Consultants for such posting/display of content/blogs/opinions/expressions/ notes/comments/criticism and also same shall not be taken as to render, either explicitly or implicitly, any provision of services or products by us. Therefore Information concerning financial products or services (including insurance, asset management and banking) is only available through the respective Vanya Risk Management Consultants Website.
PTZ reserves the right to change these terms or cancel the text services service at any time. Please check these SMS Terms on a regular basis for changes. Subject to the “Changes” section below, your continued use of the use and acceptance of text services after changes to the SMS Terms are posted shall be deemed acceptance of the modified terms.
To the fullest extent permitted by law, Vanya or its vendors or their respective affiliates, officers, directors, customers, members, employees or authorized agents (collectively, the “providers”), or your mobile phone carrier(s), shall not be held liable for any damages, claims or losses incurred (including direct, compensatory, incidental, indirect, special, consequential or exemplary damages), however caused and under any theory of liability, including negligence, arising from or in connection with text service services, and/or these terms, even if a provider is advised of the possibility of such damages, claims or losses.
These SMS Terms shall be construed in accordance with the laws of the Union of India without reference to its conflict of law provisions. All disputes between you and Vanya shall be governed by the laws of the Union of India, without reference to its conflict of law provisions, whether or not such disputes arise under these SMS Terms.
All content of the Vanya Risk Management Consultants Website is protected by copyright and Intellectual Property Rights [IPR] with all rights reserved with Vanya Risk Management Consultants. All rights in the pages, site content and arrangement are owned by Vanya Risk Management Consultants and/or the respective Vanya Risk Management Consultants Group companies/Affiliates. You are expressly prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of "framing" technology or otherwise, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of Vanya Risk Management Consultants and/or the respective Vanya Risk Management Consultants Group Companies. While on/in/using the Vanya Risk Management Consultants Website you are bound by the Privacy Policy of Vanya Risk Management Consultants which is published/displayed in/on Vanya Risk Management Consultants Website
